You've decided that the popular Dodge Stratus is the vehicle for you and your family, and this means not only finding a good Stratus for sale, but also finding a financial package. There are several things you can do before you sign on the dotted line on any Stratus financial package that will increase your chances of getting a good interest-rate, loan fees, and the best financial package possible for your Stratus loan.
First of all, get a credit report on yourself; you can do this online for free once every six months. Once you have the report, be sure to pay off any items that are feasible, and consolidate any small loans. If you find mistakes on your credit report, get them into dispute. Cleaning up your credit report can take time, if it's a mess, but getting started will show responsibility towards your loan company for your Dodge Stratus.
Decide how you want to pay your down payment on your Dodge Stratus, are you going to sell your car? Or are you going to use it for a down payment or used cash ? Often times selling your car privately instead of on the lot or using it as a down payment will get you more money. Be sure to get your car in the best possible condition before you offer it for sale, and then use the proceeds from the sale for your down payment. Deciding how much of a down payment before you go for that loan package on your Dodge Stratus can help the transaction go smoothly.
Once you've gotten your credit report and decided on your down payment for your new Dodge Stratus, it's time to start shopping for a Dodge Stratus financial package. You can now shop online with online financing companies that don't have the overhead of your big offices downtown. You may find they can offer you a better financial package with a lower interest rate, lower early payoff fees, and a better package overall.
Be sure to check for interest-rate changes, early payoff fees, late fees, or any hidden fees in any financial package you're considering for your Dodge Stratus. You'll also want to extend the loan out to the end and find out exactly how much the Stratus really cost. Be sure to include insurance, service contracts, extended warranties and other monthly bills for your Stratus to discover if you can really afford this payment.
Before signing on the dotted line on any Dodge Stratus financial package, be sure to comparison shop, get your credit report and decide on a down payment. Then check the Stratus loan for hidden costs, and consolidate all monthly bills for your Dodge Stratus to figure out if you can really afford the payment. Once you've done the research, sign on the dotted line and enjoy your popular Dodge Stratus.